Posts Tagged ‘asociacion arariwa’

Cusco on My Mind

REPOST FROM THE LA VIDA IDEALIST BLOG AND KIVA FELLOWS BLOG

If you haven’t heard, there have been terrible floods in Cusco, Peru in the past week. Since we are in the thick of la epoca de la lluvia (the rainy season), rain is expected but the level of destruction seen in the area is unimaginable.

Affected house in Oropesa

Tourism is the main industry in Cusco, and the damage produced by the rain does substantial damage on the Cusco economy. From the February 3rd warden message from the U.S. Embassy in Peru, I read that Machu Picchu is closed and the rail line between Ollantaytambo and Aguas Calientes is closed due to landslides until possibly March. I also read that tourists were stranded in Aguas Calientes (the town closest to Incan archeological site Machu Picchu) and that the conditions were excruciating. Luckily, helicopters eventually evacuated all the tourists from the town.

Unfortunately, my Kiva clients in Cusco don’t have that luxury.

I met a Kiva communal bank called Virgen Estrella de Oropesa in Oropesa, a small town south of Cusco in November while working as a Kiva Fellow for Asociación Arariwa, a microfinance institution that has worked in the Cusco region of Peru for the past 25 years. This town is known as the capital of bread because of its delicious “pan chuta.” In fact, the town has so many bakeries that the smell of baking bread permeates the town’s air. In their Kiva profile video, the from Virgen Estrella de Oropesa are laughing and smiling as they get together for their Kiva profile photo. If you had the pleasure of meeting them in person like I had, they were even more animated, making fun of their loan officer Jacob for not having a girlfriend. Unfortunately, most jokes told outside of the city are told in Quechua, so I just got the translated version (definitely not the same!)

Now the town of Oropesa is under water, and many of the talented entrepreneurs I met in Oropesa have lost their homes and businesses.

I wrote in my last La Vida Idealist entry about when you live somewhere you feel a much closer connection with your adopted home than if you had visited for a week or two for vacation. And if you work or volunteer in your new home, like I did in Cusco with Arariwa, you feel an even stronger connection to the place and its people. I am sure the volunteers in Haiti feel similarly, like fellow climber and volunteer Krista.

My friend and colleague, the Kiva coordinator at Arariwa, Raquel Villafuerte, recently wrote me an email in which she said (translated into English):

“Hi there,

…Arariwa is collecting money from employees to help. We are also collecting food at the offices here. If you want you can send money to buy supplies. In reality all you have known – has been for the most part lost – the main avenue of Aguas Calientes and many houses in Anta and south from Saylla to Urcos are under water.”

Organizations like Kiva have responded with updates about how the tragedy has affected Kiva/Arariwa entrepreneurs, including links on how to help victims.

I read a La Vida Idealist post about the tragedy, which included photos of the flooded streets of Cusco city. But from other photos I have seen, the provinces of Cusco were harder hit by the floods than the city.

Citizens have been collecting supplies in the Plaza de Armas, while virtual support, fundraisers, supply collections and updates have come through online and offline news sources and social networks like Facebook and Twitter. I have also heard many updates through the Couchsurfing La Paz group, of which I am a member.

Now living and volunteering in La Paz, I see homes located on the edge of cliffs where there has been and continues to be severe erosion. As I go by, I always think that one day when the rain is strong enough, these homes could fall. I recently heard of landslides in Chasquipampa, a neighborhood of La Paz (and I do have Kiva clients in Chasquipampa). A friend of mine here works as a volunteer gathering and distributing supplies, which she did last Friday after the landslides. Another friend told me that a victim who lost his home in the landslide is staying in his church.

Although tragedies like this one are tough to experience and hear about, it’s great to know that ordinary citizens become dedicated volunteers and come through when people need it.

Here’s how to help the victims of the floods in Cusco and how to support disaster relief efforts around the world.

Sheethal Shobowale is working as a Kiva Fellow at microfinance institution Emprender in La Paz Bolivia.

Financial Literacy and Microfinance

Un favorcito: Please help Kiva win a million dollars! Go to http://apps.facebook.com/chasecommunitygiving/charities/1112149, add the app, click to vote and you’re done!

REPOST FROM THE KIVA FELLOWS BLOG

By Sheethal Shobowale, KF9, Peru

Doris, one of the loan officers at Asociación Arariwa, has been working with clients in Urubamba and Cusco for 17 years.

I sat in on one of the monthly loan payment meetings of one of her communal banks, Aguas Buenas. All members paid their monthly payments on time, but two of the members asked permission beforehand not to attend. Because of their absence, Doris commented on the importance of attending the monthly meetings, saying “No vamos a lograr nada” (We won’t achieve anything this way). She even called one of the absent members on her cellphone to remind them of the importance of attending monthly meetings.

Attendance is importance especially since during each meeting, loan officers teach a short workshop on different topics such as financial literacy, business training, family well-being or health. In this meeting Doris taught a lesson on setting financial goals. Having done some financial literacy workshops for teenagers and some credit counseling for adults in my work with the Lower East Side Credit Union in New York, I was excited and honored to see Arariwa’s financial literacy training in action, especially by a loan officer as experience as Doris.

Continue reading »

Feliz Año Nuevo de La Paz!

I just recently finished my Kiva Fellow placement with Asociación Arariwa in Cusco and just moved to La Paz, Bolivia to work with Emprender for 3 months.

Peru Novedades

Onto Bolivia…

  • Gran Manzana: La Paz is so much bigger and cosmopolitan than Cusco.  Being a New Yorker and having spent time in India, you’d think I would be ready for it…but I wasn’t.  Check out the photo.  It seems to go on forever…
Photo of La Paz, Bolivia

La Paz, Bolivia

  • Emprender has 6 branches in La Paz as well as offices in Santa Cruz and Cochabamba.  I have been to 3 of the La Paz branches to visit clients so far plus I’m worked from the central office in Sopocachis.  The entrepreneurs I have met so far are such nice people and the branch managers/loan officers have been so welcoming and fun.  Look out for my journal updates and in the meantime, here is a link to loan to Emprender entrepreneurs on Kiva
  • Local fiestas: This weekend I was invited to a local festival in a small town called Caquiaviri in honor of San Antonio Abad, patron and protector of caquiavireños (people from Caquiaviri) This aymara pre carnival event is accompanied of Ch’utas dancers, flutes and Tarkas groups
  • Transport: My favorite topic!  In La Paz, Once every seat is taken on a minibus, they don’t allow more people on the bus.  What a difference from Cusco!  And so much more humane.

I’d love to hear from you!  Please say hello if you have a moment!  I miss New York and would to hear what’s going on in your world.

Not a Kiva Lender yet?  Visit Kiva.org to start lending today!

Abrazos!

Sheethal

Sheethal Shobowale just finished her KF9 placement with Asociación Arariwa in Cusco, Peru and recently started her KF10 placement with Emprender in La Paz, Bolivia.

Falso! A Musing on Fake Money in Peru

REPOST FROM THE KIVA FELLOWS BLOG

By Sheethal Shobowale, KF9, Peru

Counterfeit money is a very serious topic in Peru. There is so much false money floating around that it is extremely possible that at some point or another, you will try to buy some fruit from the woman selling fruit on the corner and she will return your bill or coin exclaiming, “falso!” (false!)

Continue reading »

Peruvian MFI Asociación Arariwa’s 25th Anniversary Celebration

REPOST FROM THE KIVA FELLOWS BLOG

By Sheethal Shobowale, KF9, Peru

I had the pleasure of attending Asociación Arariwa’s 25th anniversary celebrations. In true Peruvian form, the celebrating lasted two weeks with lots of fanfare – a parade, music, dancing, eating and of course, Cusqueña (Peruvian beer) and sweet Peruvian wine.

Continue reading »

Halloween in Cusco

REPOST FROM THE KIVA FELLOWS BLOG

 

By Sheethal Shobowale, KF9, Peru

In Cusco, Peru, Halloween is celebrated in full force. It kinda feels like home (side note: home for me is Brooklyn, New York). Back in New York, I usually put some pumpkins on my stoop and make some curried pumpkin soup. This year, Cynthia McMurray (my Field Support Specialist) and I are going to carve a zapallo and make some soup. So it will feel like home!

Here are some photos from Halloween in Cusco -

I’ll add more over the weekend when I see people dressed up and out trick ‘o treatin’… Hopefully I’ll get to see some cute little kids dressed up like pumpkins.

Happy Halloween from Cusco, Peru!

Celebrate Halloween by lending to Kiva borrowers.

Sheethal Shobowale is currently serving as a Kiva Fellow in Cusco, Peru with Asociación Arariwa

We are all Kiva partners (Somos Todos Socios de Kiva)

REPOST FROM THE KIVA FELLOWS BLOG

Sheethal Shobowale, KF9, Peru

Wordreference translates Spanish word socio as member or partner.

Yesterday, on my first day as a Kiva Fellow at Asociación Arariwa, I got to see my first group loan disbursement. Raquel (the Kiva coordinator at Arariwa) described the borrowers as Nuestros Socios (our members). In a group loan at Arariwa, the borrowers are Socios del banco. A lender who joins the Kiva community can also be called a Socio de Kiva. I translate Kiva’s partner MFIs as Socios de Kiva (Kiva partners) and I describe myself as Socio de Kiva (Kiva Fellow). And one more: here’s a past blog post by another Kiva Fellow, Michelle, about Socios Dinámicos.

Of course we all have other names -

  • Institución de Microfinanzas – Microfinance Institution: Asociación Arariwa
Asociación Arariwa: Institución de Microfinanzas - Microfinance Institution

Institución de Microfinanzas - Microfinance Institution: Asociación Arariwa

  • Prestamista – Lender: Kiva Lending Team Amigos de Asociación Arariwa
Kiva Lending Team Amigos de Asociación Arariwa

Prestamista - Lender: Kiva Lending Team Amigos de Asociación Arariwa

  • Prestatario – borrower: Ayda from Asociación Arariwa, Cusco, Peru
<b>Prestatario</b> - borrower: Ayda

Prestatario - borrower: Ayda from Asociación Arariwa, Cusco, Peru

  • Voluntario – Volunteer: “Lethal” Sheethal Shobowale, Kiva Fellow, KF9, Peru
Voluntario - Volunteer: "Lethal" Sheethal Shobowale, Kiva Fellow, KF9, Peru

Voluntario - Volunteer: "Lethal" Sheethal Shobowale, Kiva Fellow, KF9, Peru

but I really like the idea that we are all socios (partners or members) of Kiva, of microfinance and in alleviating poverty. And going back to Kiva’s mission, Connecting People through Lending to Alleviate Poverty, being connected as socios seems to make sense to me.

Please consider becoming a Socio of Asociación Arariwa by lending to Arariwa borrowers and joining our Kiva lending team – Amigos/Amigas de Arariwa!

Sheethal Shobowale is currently serving as a Kiva Fellow (KF9) in Cusco, Peru.

Be the Change…Mahatma Gandhi

REPOST FROM THE KIVA FELLOWS BLOG
Sheethal Shobowale, KF9, Peru

“Be the change you wish to see in the world” -Mahatma Gandhi

That’s why I wanted to be a Kiva Fellow.  In honor of Mahatma Gandhi’s birthday today (Oct 2nd), I am glad to say that my Kiva Fellow colleagues and I are living the change we wish to see by helping people much less fortunate than us.

Sheethal Shobowale at Kvia Fellows Training

Sheethal Shobowale at Kiva Fellows Training

My name is Sheethal Shobowale.  I am a New Yorker and the daughter of Indian immigrants.  Through my recently founded company, Leap Work, I help non-profits with online communications – development, social media, audience research and analytics online.  In my free time, I facilitate discussions about financial literacy for youth and conduct credit counseling for adults as well as coordinate my local block association.  I also love rock climbing and cooking.

I am excited to work as a Kiva Fellow with Asociación Arariwa in Cusco, Peru starting next week.  I look forward to sharing stories of positive change with you!  You can also follow @LethalSheethal on Twitter to get (more) real-time updates from Cusco.

Please consider lending to Asociación Arariwa borrowers on Kiva or join Kiva Lending Team Amigos/as de Asociación Arariwa in your future loans.

Thanks for supporting Kiva!

Sheethal

Kiva Gift Certificates, Kiva Loans, Kiva Lending Teams: More ways to support my Kiva Fellowship in Peru

Kiva’s mission is to connect people through lending to alleviate poverty.

Kiva Fellows support that mission by being the on the ground connector between the Microfinance Institution and Kiva.  Please read more about my Kiva Fellowship here.

Here are a couple more ways to support Kiva and my Kiva Fellowship in Peru:

1. Buy a Kiva gift certificate for me:

With the Kiva gift certificate, I can make a loan to a Kiva borrower and as the loan is paid back, I can withdraw the money to use for my Kiva Fellowship.  This support Kiva’s borrowers and my Kiva Fellowship.  Here is my Kiva lender page: http://www.kiva.org/lender/LethalSheethal

Here’s how to purchase a Kiva gift certificate:

  1. Go to Kiva’s gift certificate page
  2. Choose the amount
  3. Choose the number of gift certificates
  4. Enter my First Name, Last Name, Email: sheethal.shobowale@fellows.kiva.org and confirm it
  5. Enter a personal message (For example: “Hope you don’t get Dengue Fever!” or “Please lend to a widow in Cambodia, if available” or something more personal that would make me smile when I’m feeling lonely reading it from Cusco)
  6. Click “Purchase Kiva Gift Certificate(s)”
  7. Click “Agree to Terms of Service”
  8. Decide if you would like to “tip” Kiva with a donation to their operating costs (Remember, Kiva is dedicated to transparency.  100% of all loans go directly to the borrower.  Kiva does not take any portion of your loan amount for their operating costs)
  9. Review your purchase.  If you already have a Kiva account and have Kiva credit, you can use that credit to buy a gift certificate
  10. Click “Purchase”  If you don’t have enough Kiva credit, this step will take you to PayPal
  11. Log-in to PayPal or use your credit card
  12. Complete your purchase

Voilá!  You have supported a Kiva borrower and my Kiva Fellowship!

Buy a Kiva Gift Certificate - Support Kiva and My Kiva Fellowship

Buy a Kiva Gift Certificate - Support Kiva and My Kiva Fellowship

Continue reading to learn more ways to support Kiva… Continue reading »

Kiva Fellows Program (KF9) Here I Come!

Hi friends,

Starting at the beginning of October, I will volunteer as a Kiva Fellow in Peru for 6 months, working directly with Asociación Arariwa, one of Kiva’s partner microfinance institutions (MFIs).  I will facilitate connection between Arariwa and Kiva so that generous lenders like you can learn about their situation and lend them the capital they need to start or expand their microenterprises.  Please see some examples on the Kiva website.  These microloans improve the standard of living for the business owners, their families and their communities.   Women in developing countries are big recipients of microfinance and the work of Kiva, the partner MFIs and the Kiva Fellows.

What is Kiva?

Kiva is the world’s first person-to-person micro-lending website, empowering individuals to lend directly to unique entrepreneurs around the globe.

What is a Kiva Fellow?

The Kiva Fellow is an unpaid, volunteer based position designed to increase Kiva’s impact around the world.  The Kiva Fellow works directly with one of Kiva’s partner microfinance institutions (MFIs).  The Kiva Fellow is an integral part of the Kiva Team, acting as Kiva’s eyes and ears in the field and helping to extend limited resources to maximum effect.  The Kiva Fellow fosters the connection between the MFI, Kiva and the lender with their fieldwork and communication.

Kiva Fellow Core Responsibilities:

  • Facilitate Connections between Kiva’s Borrowers and Lenders
  • Assist Communications and Maximize the host MFI’s Partnership with Kiva
  • Support Kiva’s Mission, Product and Procedures

You can read more about the Kiva Fellows program here: About the Kiva Fellows Program

Support for my Kiva Fellowship

Kiva is a volunteer work experience, and I am also on my own for my travel and living expenses. Here are 10 ways to support Kiva’s work and my Fellowship -
  1. Donations – (Thanks to all you have chipped in!) A monetary donation would help offset the costs of the fellowship.  Please see my budget below.  I match every dollar and I am paying for all expenses not raised.  Here is a link to donate through PayPal.
  2. Kiva Gift Certificates – If you purchase a Kiva gift certificate for me, I can make a loan to a Kiva borrower through my Kiva lender account.  As the loan is paid back, I can withdraw the money to use for my Kiva Fellowship.  This support Kiva’s borrowers and my Kiva Fellowship.
  3. Become a Kiva Lender – The more Kiva lenders, the more impact Kiva has!  Here’s how to become a Kiva lender.  (Scroll down past the gift certificate section)
  4. Join the Asociación Arariwa Lending Team – If you are already a Kiva lender, please join the Arariwa Kiva lending team (Scroll down past the gift certificate, and Kiva lending sections)
  5. Stories – Subscribe to my blog through email or Facebook or follow all Kiva Fellows stories through the fellowsblog.kiva.org
  6. Writing or Photo/Video Work - If you have connections with any media outlets, online or offline, I would love to write or share photos/videos about my work as a Kiva Fellow.  Please see some examples of Kiva Fellow updates writing on the Kiva Fellows Blog
  7. Consulting Projects – If you know of any organizations that need help with online marketing – analytics, research or social media, I would be glad to work on consulting projects before I leave or while I am away to offset the costs of my fellowship.  A lot of work can be done virtually with email, Skype phone, etc
  8. Community Links – Help me connect with people you know in or around Cusco, Peru – it’s always helpful to know someone in a new place.
  9. Come Visit Me – Once I get settled, I would love to have visitors in Peru.
  10. Going Away / Kiva Support Party – Thanks to everyone who came through September 12th for the party at our house in Fort Greene!

Kiva Fellows Budget

Below is a projected budget for my Kiva Fellowship (edited from original estimate):

Costs Before Departure:

  • Flight (I will be using frequent flyer miles!)    $100
  • Immunizations (yellow fever, typhoid, tetanus, Hepatitis A)   $350
  • Medications (malarone for malaria) $110
  • Single-Entry Visa to Peru   $10
  • San Francisco Kiva Fellows Training Costs    $90
  • Portable Hard Drive for data back up  $100
  • Surge protector $20
  • Laptop lock  $40
  • Electronics converter for Peru  $20
  • Web Cam to communicate through Skype   $31
  • Personal Items (such as insect repellent with Deet,     $100
  • Insurance for my laptop $100

Daily Living Costs:

  • Accommodation (Utilities included, $200/month)    $1,200
  • Food ($8/day)   $1,400
  • Communication (Internet, Skype and Mobile phone)    $500
  • Travel  $800
  • Emergency Funds    $1,000

TOTAL    $5,071


I am donating 6 months of work to Kiva’s partner MFIs to help low income entrepreneurs work their way out of poverty.  Any amount you could donate will help support Kiva’s mission through my travel, living expenses and communication access, all of which are crucial to Kiva’s work and in getting much needed growth capital to hard-working entrepreneurs around the world!

Below is a link to my Chip In page if you would like to donate through PayPal.

Chip In for my Kiva Fellowship

Chip In for my Kiva Fellowship

If you feel more comfortable, you can also send a check to:

Sheethal Shobowale
311 Cumberland St
Brooklyn, NY 11238

Tax-Deductibility

I have secured fiscal sponsorship through IHCenter/LUFF so donors can get a tax deduction for their contributions to support my work with Kiva.  However, this works best for larger donations since they will take a 5% portion of the donation amount.  To get this tax deduction, please make your check out to IHCenter/LUFF and make sure to include Sheethal Shobowale in the memo.

Updates while I’m in the field on My Kiva Fellowship

To say thanks for your generous donation, I will send you personal “e-postcards” and update the Kiva Fellows and my personal blog regularly so you can see what it’s like to live in rural Peru.  I am very excited for the opportunity to make a significant impact on the lives of many low income Peruvian entrepreneurs and their families.

Lending through Kiva

Not only I am participating as a Kiva Fellow, I am also a Kiva lender. Please visit my Kiva lender page to see the entrepreneurs to whom I am currently lending.  If you believe in Kiva’s work, perhaps you would like to become a lender too!  You can search through the borrower profiles, make a loan through PayPal (min $25) and set up a Lender Page.  Once your loan is repaid, you have the option to withdraw the money or relend to another entrepreneur.  It’s simple, it feels good and it helps low income entrepreneurs help themselves!

Thanks for listening and thanks for your generous donation!

Best,
Sheethal

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